Welcome to Carmelo Infantino (“Website”, “we”, “our”, “us”). These Terms and Conditions (“Terms”) govern your use of our website located at https://carmeloinfantino.com and any services, content, or tools provided therein.

By accessing or using this Website, you agree to be bound by these Terms. If you disagree with any part of the terms, please do not use our Website.

1. Use of the Website

This Website is intended for individuals seeking financial education, consulting, and related services. You agree to use the Website for lawful purposes only and in a manner that does not infringe upon the rights of others or restrict their use.

2. Intellectual Property

All content published on this Website, including text, graphics, logos, icons, images, and software, is the property of Carmelo Infantino or its licensors and is protected by copyright, trademark, and other applicable laws.

You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website or its content without express written permission from us.

3. No Financial Advice

The information provided on this Website is for educational and informational purposes only. It is not intended as, and shall not be understood or construed as, professional financial, legal, or investment advice.

You should consult with a qualified financial advisor before making any financial decisions based on information from this Website.

4. Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

5. User Submissions

If you submit personal information, comments, or inquiries via contact forms, you grant us the right to use and store such content to respond to your request or improve our services.

We will handle all personal information in accordance with our [Privacy Policy].

6. Disclaimer

This Website is provided on an “as is” and “as available” basis. We make no warranties or representations, either expressed or implied, about the accuracy, reliability, or availability of any information or services on this Website.

7. Limitation of Liability

To the fullest extent permitted by law, Carmelo Infantino shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Website.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Website. Your continued use after changes are posted constitutes your acceptance of those changes.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the province of Ontario, Canada, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms, please contact us at:
📧 carmelo16sun@gmail.com
📱 (514) 244-0875